Razorpay

Overview

Razorpay is one of India's leading payment gateways, trusted by millions of businesses to accept online payments securely. With CheckoutJoy's Razorpay integration, you can seamlessly accept payments from customers in India and around the world for your Kajabi, Thinkific, or Kartra courses and memberships.

The integration is fully automated - once connected, CheckoutJoy handles everything from payment processing to granting your customers access to your digital products. No manual work required.

Getting Started

This guide walks you through setting up your Razorpay account with CheckoutJoy.

Quick Setup Guide

Watch this short video to get your Razorpay integration up and running in minutes:

Supported Payment Options

With Razorpay integration, CheckoutJoy enables you to offer flexible payment options to your customers:

• One-time payments - Perfect for single product purchases
• Multiple payments - Split payments into installments for higher-priced offerings
• Subscriptions - Recurring billing for membership and subscription products

Adding Your Account Details

Setting up your Razorpay integration takes just a few simple steps:

In your CheckoutJoy dashboard:

1. Navigate to Settings > Payment Methods
2. Select Razorpay from the list of processors and click on Add

Finding Your API Key ID and Secret

To connect your Razorpay account, you'll need to access your API keys:

1. Log into your Razorpay dashboard
2. Navigate to Settings > API Keys
3. Generate a new key pair if you haven't already
4. Copy both your Key ID and Key Secret for the next step

Setting Up Webhook Notifications

Webhooks are essential for real-time communication between Razorpay and CheckoutJoy. They ensure your customers get immediate access to your Kajabi, Thinkific, or Kartra products after payment and allow CheckoutJoy to properly manage subscriptions and refunds.

To set up webhooks in your Razorpay dashboard:

• Navigate to Settings > Webhooks
• Click the Add New Webhook button in the top right
• Fill in the form with the following details:

Setting Up Razorpay as a Payment Method on CheckoutJoy

To add Razorpay as a payment method on CheckoutJoy:

1. Visit your CheckoutJoy account
2. Select Payment Methods from the main menu
3. Under AVAILABLE PAYMENT PROCESSORS, select Razorpay

Subscriptions and Payment Plans

Boost your revenue with recurring payments! CheckoutJoy seamlessly integrates with Razorpay to support both subscription and payment plan options for your Kajabi, Thinkific, or Kartra offers.

How it works:

1. When you create an offer in CheckoutJoy with either Subscription or Multiple Payments billing type
2. CheckoutJoy automatically creates the necessary subscription plan in your Razorpay account
3. Your customers enjoy a smooth checkout experience
4. You receive payments automatically according to the schedule you've set

Important: Complete your Razorpay payment method setup and API configuration before creating subscription or payment plan offers in CheckoutJoy.

Merchant eligibility

Razorpay (and the Indian payment rails it provides — UPI, Paytm wallet, RuPay cards, NetBanking) is available only to businesses registered in India. Onboarding requires an Indian business entity, an Indian phone number, and Indian KYC documentation. There is no path for a foreign-registered company to open a Razorpay account.

If you're a non-Indian business that wants to sell into India, the realistic options are:

• Stripe India or PayPal, which can accept Indian-issued cards for foreign merchants — but they do not give buyers access to UPI or other local rails, and Stripe approval rates can be low for some categories (especially high-risk education niches).
• Partner with an Indian-registered course creator or agency who runs Razorpay on their account and remits the proceeds to you under a partnership/affiliate agreement.

CheckoutJoy will happily connect any active Razorpay account — the constraint is on Razorpay's onboarding, not the CheckoutJoy integration.

Frequently asked questions

Why was my Razorpay application declined without a reason?

Razorpay applies category-level risk rules during merchant onboarding. Higher-risk content (crypto education, blockchain courses, financial trading) is often declined. The decision is Razorpay's and not something CheckoutJoy can override. If you're blocked, the partner-with-an-Indian-merchant approach above is usually the next-best option.

Tutorials